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Salimin is a maker of bricks with a daily income of less than 30 USD. In the rainy season, there is no income because Salimin can not make bricks. With a situation like this, it is clearly difficult to finance all four of his children's school expenses. Finally, Salimin applied for a loan through Kiva's Student Loan program. He hopes to help Wiwin, his daughter, finish school at the vocational school.

Wiwin is number two of four siblings. Her goal is to become a designer of dresses. With a loan from Kiva, she hopes to finish school and help her parents and younger siblings. In the picture, Wiwin appears with Salimin, her father.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,208,100
    Funds lent in using Kiva
  • 9,475.0
    Indonesia Rupiahs (IDR) = $1 USD