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Sartono gets seasonal employment with an uncertain income and the work is uncertain. His wife opened a shop at home to help the economic situation of the family. However, the results are still far from enough. Sartono has four children, Soimah is the last child and hopes to stay in school. Sartono applied for a loan through Kiva's Student Loan program to help Soimah complete her studies at a vocational school.

Soimah has three siblings and she is eager to continue her education at a vocational school. Soimah wants to make her parents happy and achieve her goal of being a designer of clothes. With a loan from Kiva, this is now certain. In the picture are Soimah and Sartono, her father.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 15
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,475.0
    Indonesia Rupiahs (IDR) = $1 USD