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Endang works as a domestic servant with only enough income for their daily living. Endang is the grandmother of Silvia. Silvia is currently attending vocational school. Silvia's father does not have a specific job but her mother works in the city to help the family. Endang is applying for a loan to help pay for the education of Silvia.

Silvia hopes that this loan will alleviate the burden of thinking of her grandmother and her parents. Silvia can focus and keep her spirit up to continue her studies, because she does not have to worry that the study will be disrupted because of the cost. And ideals can be realized as a professional accountant. In the picture are Silvia and Endang, her grandmother.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,475.0
    Indonesia Rupiahs (IDR) = $1 USD