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Gondo is a laborer on a farm with an uncertain income. His wife helps Gondo as an agricultural laborer. Gondo and his wife's income is only sufficient to meet basic daily needs, so Gondo had problems with his children's school fees. Gondo hopes that the Kiva Student Loan program can help pay for school fees for Ruri.

Ruri is the second of four brothers. Ruri does not have a job and still is in the care of older people. Meanwhile, his brothers are getting bigger and their parents should think about their education. Ruri is very grateful for the presence of the Kiva Student Loan program. With this loan, he can finish school. In the picture, Ruri appears with Gondo, his father.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 31
    View loans »
    Indonesia Loans Fundraising
  • $5,306,625
    Funds lent in using Kiva
  • 9,475.0
    Indonesia Rupiahs (IDR) = $1 USD