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Sunarto works as a laborer/brick maker with revenues of less than three USD a day. On rainy days, Sunarto cannot earn any money, because Sunarto must stop making bricks. His wife died and left him with three-year-old twins: Anjarsari and Anjaswati. Sunarto must work alone to meet their daily needs. Student loans from Kiva help him help Anjarsari to finish school.

Anjarsari has a twin sister named Anjaswati, and three other siblings. Now, Anjarsari just graduated from junior high school and wants to go to vocational school so she can achieve her goal as a clothes designer. She is very grateful to Kiva for the Student Loan program and hopefully she can finish school. In the picture are Anjarsari and Sunarto, her father.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 9,475.0
    Indonesia Rupiahs (IDR) = $1 USD