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Gemima
Gemima is thirty-six years old; she is a very generous, nice and hardworking woman. Her husband's name is Cesar: he is the father of both her sons, who are sixteen and nine years old. Gemima's business is selling fresh fish. She starts work very early in the morning at the fishing docks, where she buys fish that she then sells retail in the very same harbour. As a street vendor, she has a loudspeaker to attract people's attention. Her first business was selling sweets and candy, but thanks to what she earned with it and a loan with field partner MFP, she was able to start selling fish. She has been doing this for five years and her husband helps her. She considers it a profitable business because she can earn an income working only for half of the day. She dedicates the other half to taking care of her family. This is her ninth loan with field partner MFP and she feels very happy knowing that she has financial backing, since it gives her the security of being able to continue working without worrying. Furthermore, she is very happy with the communal bank she belongs to, since all its members are very responsible people who stick together. With this 3,000 soles loan, she will buy more fish, in greater quantities and variety, because she thinks that the more varied her stock, the greater her sales and her income.
View original language description ↓
Gemima tiene 36 años, es una mujer muy generosa, amable y trabajadora. Su pareja es Cesar, el padre de sus dos hijos de 16 y 9 años.
Su trabajo consiste en la venta de pescado fresco, su actividad empieza desde muy temprano en el puerto de pescadores donde compra el pescado para luego venderlos al menudeo en el mismo puerto de pescadores. Tiene un parlante con el que llama la atención de las personas, pues es vendedora ambulante. Ella se inició vendiendo dulces y golosinas, pero con las ganancias de esta actividad, más un préstamo por MFP incursionó en la venta de pescado. Lleva realizando este trabajo por más de 5 meses y lo hace con la ayuda de su pareja. Lo considera rentable porque le permite tener ingresos trabajando solo medio día y el resto del tiempo puede dedicarlo a su familia.

Este es su crédito número 9 con MFP y está muy contenta de saber que tiene un respaldo financiero, ya que le dará la garantía de seguir trabajando tranquila. Además está muy contenta de pertenecer a su banco comunal, pues todos sus integrantes son muy responsables y solidarios.
Con el monto solicitado, 3000 soles, comprará más pescado, en mayor cantidad y de toda variedad, pues considera que a mayor variedad, tendrá mayores ventas y aumentará sus ganancias.

About Peru

  • $6,715
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $54,998,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Gemima to buy more fish, in greater quantities and variety.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 16, 2012
Listed
Aug 20, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013