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Ruth
Ruth is 20 years old; her partner is Delmer, who is a teacher and the father of two children, who are 11 and 4 years old, whom she loves a lot. They live together in a house of their own, which they bought with a lot of effort. Ruth's activity is the sale of regional fruits, such as melons and watermelons. In the morning, she sets up a table in the front of her house, where she serves her customers. She also has another business, selling beauty products by catalog. She sells them among her friends and family. She started the fruit selling business with a loan from MFP and so far she has been doing it on her own. She considers it to be profitable because of the earnings she gets and for being the only one in her neighborhood. Before she started, she wanted to to be a productive person and generate an income of her own, so she didn't have to depend completely on her partner and to be able to support him with the household expenses. Therefore, seeing the results, she wishes to go on and invest in another business, like a groceries store in her house. This is her 4th loan with MFP and she is happy to know that she will continue to get the financial support she needs to materialize her plans. Besides, she feels comfortable with her communal bank, because it is a close and supportive group. With the requested loan (800 nuevos soles), she will invest in the purchase of more melons and watermelons.
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Ruth tiene 20 años, su pareja es Delmer, quien es docente y el padre de sus dos hijos de 11 y 4 años, a quienes quiere mucho. Juntos viven en su casa propia, la cual compraron luego de con mucho esfuerzo.
La actividad que realiza Ruth es la venta de frutas regionales, como melones y sandias. Por las mañanas instala una mesa en el frontis de su casa donde atiende a sus clientes. También cuenta con otro negocio de venta de productos de belleza que compra por catálogos y los vende entre sus familiares y amistades. Se inició en el negocio de la venta de frutas con un préstamo de MFP y hasta el momento lo realiza sola, lo considera rentable por las ganancias que le deja y por ser la única en su barrio. Antes de empezar tenía deseos de ser un persona productiva y generar sus propios ingresos para no depender completamente de su pareja y apoyarlo con los gastos de su hogar. Por tanto, viendo los resultados, desea continuar e invertir en otro negocio, como una bodega de abarrotes en su vivienda.

Este es su préstamo número 4 con la institución MFP y está contenta de saber que seguirá contando con el apoyo financiero necesario para concretar sus planes. Además, está a gusto con su banco comunal, pues es un grupo unido y solidario.
Con el monto solicitado, de 800 nuevos soles, invertirá en la compra de más melones y sandias.

About Peru

  • $6,715
    Average annual income
  • 111
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD