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Marlon, 28 years old, is married and lives in the region of El Recreo. His wife is a homemaker, and they have a 6-year-old son. Marlon is a responsible person, honest and very dedicated to his work. He has worked for Inta as a day laborer for more than six years. Through his own work and effort he has been able to make himself deserving of his own home.

He is asking for this loan with the intention of buying forty sheets of zinc, since the roof is in poor condition and he wants to repair it before winter begins. His dream is to give comfort to his family and enjoy good health.
View original language description ↓
El Sr. Marlon, de 28 años de edad, es casado, habita en la comarca El Recreo, su esposa es ama de casa, tienen un hijo de 6 añitos de edad, Marlon es una persona responsable, honesto y muy dedicado a su labor; Trabaja en el Inta desempeñando el cargo de Jornalero por mas de 6 ños, con su trabajo y esfuerzo propio ha podido hacerse acreedor de su casa propia. Solicita este credito con el animo de comprar 40 laminas de zinc, ya que el techo esta en mal estado y lo quiere reparar antes de que entre en lleno el invierno. Su sueño es brindarle comodidad a su familia y gozar de buena salud.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $24,770,775
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Marlon to buy zinc for the roof of his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Sep 2, 2012
Currency Exchange Loss:
Aug 18, 2013