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Rosa Amanda

Update on Rosa Amanda

Rosa, age 39, is married and lives in the Villa Alvarez region. She is a responsible, honest, and very hard-working person. She works on a farm with her small inventory of livestock. She also does agricultural work, and these are her main sources of income.

She is very grateful to Kiva for having benefitted from her previous loan. The loan was used to buy calves, which she sold for a greater price. She was able to get greater income this way, and she made progress and invested in her farm. She is trying to keep it in a good state with better pastures and water supplies for her livestock.

Rosa works with her husband and daughters. She now needs this loan to invest in establishing three “manzanas” [a manzana is approximately 1.74 square meters] of yucca crops. This way she manages to increase her production, which will facilitate financial improvement for her household. It will also provide her family with a better quality of life.

She hopes to once again benefit from a Kiva loan in order to be able to make this small project a reality. Her biggest dream is to keep her farm in excellent condition and to continue improving her quality of life.
View original language description ↓
Doña Rosa, 39 años de edad, casada, habita en la comarca Villa Alvarez, es una persona responsable, honestas y muy trabajadora, labora en su finca realizando actividades pecuarias con su pequeño inventario ganadero, como tambien actividades agricolas, siendo sus principales fuentes de ingreso, está muy agradecida a Kiva por haberla beneficiado anteriormente con un credito dirigido para compra de terneros los cuales vendio en precio mayor y pudo obtener mayor ganancia y asi de esta manera ha progresado e invertido en su Finca trantando de mantenerla en buen estado con mejores pastos y aguaje para su ganado. La sra. Rosa trabaja en conjunto con su esposo e hijas, lo cual ahora necesita este financiamiento para invertirlo en establecimiento de 3 mzs de cultivo de yuca, logrando de esta manera incrementar la produccion lo cual le facilitara mejorar la economia del hogar y brindarle mejor calidad de vida a su familia, espera ser beneficiada nuevamente con el fondo KIVA para poder hacer realidad este pequeño proyecto. Su mayor sueño es manter su unidad de trabajo en excelentes condiciones y continuar mejorando su calidad de vida.

Previous Loan Details

Sra. Rosa Amanda is 36 years old and married to Sr. Angel G. Mendez. They live together with their daughters in the town of Almendro in the region of Villa Alvarez. There they have a farm that measures 113 “manzanas” (approximately 195.5 acres). Her farm is well conditioned with natural grassl... More from Rosa Amanda's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 134
    View loans »
    Nicaragua Loans Fundraising
  • $24,558,975
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Rosa Amanda to plant yucca.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 30, 2012
Sep 5, 2012
Currency Exchange Loss:
Aug 18, 2013