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Natavan is a 33-year-old married woman with two sons. She is an IDP (Internally Displaced Person) and lives with her husband and children in an IDP settlement. She has been raising seasonal fruits and vegetables for the last ten years. Her husband also helps to run the business. He fertilizes the land and gathers the crops. Natavan's monthly income is 130 AZN.

Natavan grows apples, pears, peaches, plums and pomegranates and also vegetables. Fresh vegetables are very popular and people consider them healthy. Many national dishes made of vegetable, like pilau and dolma. Fresh fruits are serve at every table in Azerbaijan families and are also used to make fresh punch.

Natavan applied for 700 AZN to buy seeds and fertilizers for her land to increase the crops she produces.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 17
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Natavan buy seeds and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss:
Jul 17, 2013