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Gulaya is a 43-year-old woman. She is an IDP (Internally Displaced Person). She is a widow and lives with her three children in an IDP settlement.

Gulaya is dedicated to poultry breeding. She has already 12 years of experience in this field, which makes her skilled in this business. She usually sells the chickens to market vendors from her yard. Her monthly income is 140 AZN and her son helps her to look after the poultry. This business takes a lot of physical activity and Gulaya spends most of her time outside under the sun. She is very hardworking and loves her poultry. She feeds them only organic food, that’s why it is so popular among local people. Chicken is very popular in Azerbaijan and many national dishes such as jigirtma and pilav are made of chicken meat.

Gulaya would like to increase her monthly chicken turnover, and for this purpose she applied for 1500 AZN. This will be her second loan with AqroInvest CU and she has a good client history.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Gulaya buy chickens to raise and sell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss:
Nov 17, 2013