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This is 33-year-old Margaret. She is married and has 3 children aged 3, 5 and 12. She has 2 additional dependents who live with her to help with the house chores and to help a brother with his education.

In 1995, Margaret established her textiles business. The business started to be self reliant and assist her husband in running the home. Working 7 days a week and 10 hours a day, she earns about 2,158,000 SLL every month from this business.

She would like a loan in the amount of 5,000,000 SLL. Margaret has already received and successfully repaid 2 loans and now requires a new loan in order to improve on the trade of Ghana batik. She hopes that this loan will enable her to increase her monthly profits by approximately 625,820 SLL.

In the future, Margaret plans to expand the business to the other part of town. Since the stall is makeshift, business is disturbed when it rains. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,314.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Margarette to pay for textiles.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 15, 2012
Currency Exchange Loss:
Mar 15, 2013