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This is 34-year-old Mark. He is married and has 3 children aged 2, 6 and 11. He has 3 additional dependents who live with him to help his younger brothers and sister with their education.

In 2010, Mark established his building materials business. The business is an expansion of the earlier business of selling patent drugs so he can add to the income of the family. Working 6 days a week and 12 hours a day, he earns about 3,770,000 SLL every month from this business. He would like a loan in the amount of 5,000,000 SLL. Mark has already received and successfully repaid 2 loans and now requires a new loan in order to improve on the sale of emulsion paints. He hopes that this loan will enable him to increase his monthly profits by approximately 565,500 SLL.

In the future, Mark plans to improve on the shop and expand to the sale of imported cement and roofing nails. The loan can improve the stock and create room for more profit. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 1
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,314.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mark to pay for building materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 1, 2012
Aug 15, 2012
Currency Exchange Loss:
Jul 17, 2013