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Husniyya is a 24-year-old woman who raises and sells seasonal vegetables from her garden. She is an IDP (Internally Displaced Person) and lives with her husband and two children in the IDP Settlement. She usually raises tomatoes, cucumbers, potatoes, carrots, and pumpkins.

People use fresh vegetables every day and consider them healthy. Many national dishes are made from vegetables, like pilau and dolma. Fresh fruits are served on every table in an Azerbaijan family, and also are used to make fresh punch.

Husniyya’s monthly income is 150 AZN, and this is only one financial income. Her husband helps her to run the business.

She applied for 1,000 AZN to purchase seeds and fertilizers and increase her monthly turnover.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 20
    View loans »
    Azerbaijan Loans Fundraising
  • $13,949,625
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Husniyya to buy seeds and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss:
Jun 17, 2013