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Kaai's Group
In this Group: Kaai, Doung, Thorn, Seng
Living in a wooden house with her husband and one dependent daughter in Kampong Cham province's Memot district, Kaai is 22 years old. To make a living, she and her husband have been planting cassava for about two years. The current business earns her about 33,000 KHR per day to pay for daily expenses. She manages to save about 20,000 KHR each day for future needs.

Kaai's group consists of four members who live in the same village. Kaai is taking her third loan with Kiva's partner, VisionFund. She has successfully used the prior loans to increase her family's business by leasing a plot of farmland and to improve their livelihood. Now she is leading the other three members to apply for a micro loan. She is going to use her portion to buy rubber seedlings to plant as an additional business and pay for labor. She hopes this loan will enable her to increase her family's income to improve her family's living condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,066.4
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kaai's Group's $975 loan helped a member to buy rubber seedlings to plant.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jul 13, 2012
Aug 15, 2012
Currency Exchange Loss:
Apr 17, 2013