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Johanna Margarita
Every 15 days, the Banco Comunal 1 de Diciembre meets in the San Clemente del Cantón Sucre beach resort. This location is known for its beautiful beaches, which are often visited by many domestic and foreign tourists. It offers a diversity of beautiful places and a rich variety of typical regional dishes.

Johana lives in this location. She is 31 years old; she is married and has three children, who are 11, 9, and 6 years old. Her eldest child studies in high school, and her younger children are in primary school. Her husband is a businessman. She has spent more than 7 years in the Banco Comunal, and she likes it because the loans are distributed more rapidly and without many requirements.

She is taking out this loan to use for her business, which she has with her husband. The business buys and sells shrimp and prawns. Her husband buys the products in the launches and boats, and later brings them in his car to the packers that send the products to foreigners. They have spent more than 8 years in the business of selling prawns. They also have a bus in a transportation cooperative that has routes through Portoviejo. The autobus drives one person to whom they pay a monthly wage.

This loan is going to be used to buy shrimp, prawns, and spare parts for the autobus.

Her dream is to continue this business with her husband.
View original language description ↓
En el balneario San Clemente del Cantón Sucre cada quince días se reúne el Banco Comunal 1 de Diciembre. Este lugar es conocido por sus hermosas playas, que son muy visitadas por muchos turistas nacionales y extranjeros ofrece diversidad de lugares hermosos y una rica variedad de platos típicos de la región.

En este lugar vive la señora Johana, tiene 31 años de edad y mantiene una relación de unión libre de la cual tiene tres hijos de 11, 9 y 6 años, el mayor estudian en colegio y los menores en escuela. El marido es comerciante. Lleva más de 7 años en el Banco Comunal y le gusta porque los créditos salen muy rápido y sin tantos requisitos.

Ella realiza el crédito para utilizarlo en un negocio familiar que tiene junto a su esposo, de compra y venta de camarón y langostinos, su esposo compra en las lanchas y barcos estos productos para luego en su carro llevarlos a las empacadoras que envían al extranjero. Llevan más de 8 años con el negocio de venta de langostinos. Ellos también tienen un bus en una cooperativa de transporte que hace recorridos hasta Portoviejo, autobús que conduce una persona a quien le pagan un sueldo mensual.

Este crédito lo va utilizar en comprar camarón, langostinos y repuestos para el autobús.

Su sueño es seguir en su negocio junto a su esposo.

About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Johanna Margarita to buy shrimp, prawns, and spare parts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 6, 2012
Listed
Sep 1, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013