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Ngor is a responsible father who is involved in a farming business to support his family. He is 27 years of age and has two dependent children who are still enrolled in school. Nngor strives to work harder because he wants to save money for his children’s education. In the next few years, one of them will be ready for his secondary school and need more allowances. Despite his hardships and difficulties, Ngor has strong determination to improve their standard of living.

Ngor needs to acquire additional capital to buy necessary farm supplies for his rice crops in order to have plentiful crops and yield a good income upon harvest. He will purchase fertilizers and pesticides. He believes that he can improve the business through the effect of this loan and he hopes that Kiva lenders will not reject his first loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,073.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ngor to purchase fertilizers and pesticides for his crops.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Aug 15, 2012
Currency Exchange Loss:
May 25, 2013