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Irma Patricia
In the resort of San Clemente del Cantón Sucre, the First of December Community Bank meets every 15 days. This place is known for its beautiful beaches that are visited by many local and foreign tourists. It offers diversity of beautiful places and a rich variety of dishes typical of the region.

In this place lives Irma. She is 33 years old, is married and, from this relationship, she has three children who are 14, 11, and 7 years old. The two eldest study in high school and the youngest in school. Her husband is a driver.

She is a great homemaker who, to obtain her own resources, is dedicated to selling natural products and cosmetics from Esika (beauty products, cosmetics, perfumes and women's accessories). Her means of selling is door to door and she works five days a week for one or two hours a day and when she is not busy she doesn't have a fixed schedule. She sells her products on credit and collects every week. For nine years she has been dedicated to this business and it's going very well. She she sells the most are the natural products since they are very good.

This loan is to buy natural products, perfumes, creams, cosmetics and costume jewelry. She has 13 years with her community bank. She is the treasurer of the group and she likes it because the group is very accomplished. Her dream is to give the best to her children.
View original language description ↓
En el balneario San Clemente del Cantón Sucre cada quince días se reúne el Banco Comunal 1 de Diciembre. Este lugar es conocido por sus hermosas playas, que son muy visitadas por muchos turistas nacionales y extranjeros, ofrece diversidad de lugares hermosos y una rica variedad de platos típicos de la región.

En este lugar vive la señora Irma, tiene 33 años de edad, está casada y de esta relación tienen tres hijos de 14, 11 y 7 años de edad, las dos mayores estudian en colegio y el menor en escuela. Su esposo es chofer.

Ella es una gran ama de casa que para obtener sus propios recursos se dedica a la venta de productos naturales y cosméticos de Esika (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es puerta a puerta y trabaja cinco días a la semana de una o dos horas al dia y en los momentos que está desocupada no tiene un horario fijo, deja sus productos a crédito y cobra cada semana. Tiene 9 años que se dedica a esta actividad y le va muy bien, lo que más vende son los productos naturales ya que son muy buenos.

Este crédito es para comprar productos naturales, perfumes, cremas, cosméticos y bisutería. Lleva más de 13 años en el Banco Comunal, es la tesorera del grupo y le gusta porque el grupo es muy cumplido.

Su sueño es darles lo mejor a sus hijos.

About Ecuador

  • $10,200
    Average annual income
  • 44
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Irma Patricia to purchase natural products, perfumes, cosmetics and costume jewelry.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 6, 2012
Listed
Sep 2, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013