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Clever
Clever is 23 years old. He is a young man who is economically independent and lives in his aunt’s house. He helps her out and pays his own way.

He left his parent’s house when he was 19 years old, and he has lived with his aunt, who he loves very much, ever since. Thanks to her, he has several parcels of land where he cultivates citrus fruits such as oranges, tangerines, and others. He also produces annatto, which is very sought after by buyers to make condiments and natural colorings. He explains that the sales of annatto were very good this year, but his citrus sales weren’t so good. “Last month the price for a basket of oranges was at PEN 5.00 (nuevos soles), but in March it went as high as PEN 10.00 or 12.00,” he says. In spite of this, he works hard all year long. His plans are to acquire more farm land to increase his production of annatto and also to start planting papayas.

This is his third loan with Microfinanzas Prisma. He promises to be responsible with his monthly repayments. He belongs to the “Flor de Almendra” communal bank, where he feels happy because, thanks to the savings, he is able to finish his projects.

He will use the money is he is requesting to buy 15 bags of fertilizer. He will use the remainder to buy papaya seeds.
View original language description ↓
Clever tiene 23 años, es un joven independiente que vive en la casa de su tía, ayudándola y trabajando por su cuenta.
Salió de la casa de sus padres a los 19 años, desde entonces vive con su tía, a quien quiere mucho. Gracias a ella posee varias parcelas de terrenos donde cultiva frutos cítricos como: naranjas, mandarinas y otros; además produce achiote, que es muy solicitado por los compradores para preparar condimentos o colorantes naturales. Menciona que la venta del achiote, este año, fue buena, pero con los cítricos no le fue tan bien. “El mes pasado la canasta de naranjas estaba a 5 soles, pero en marzo llegó a costar de 10 a 12 soles”, dice. A pesar de ello se esfuerza en todo el año. Sus planes son de adquirir más terrenos de cultivos para aumentar su producción de achiotes y además empezar a sembrar papayas.

Este es su tercer crédito con MFP, promete ser responsable con los pagos de las cuotas mensuales. Él pertenece al banco comunal “Flor de Almendra”, donde se siente contento porque gracias a los ahorros puede cumplir sus proyectos.
El dinero que ahora solicita lo invertirá en la compra de 15 bolsas de fertilizantes, lo restante será para comprar semillas de papaya.

About Peru

  • $12,000
    Average annual income
  • 88
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Clever to buy 15 bags of fertilizer and papaya seeds.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 11, 2012
Listed
Aug 19, 2012
Currency Exchange Loss:
Possible
Ended:
May 2, 2014