The Communal Bank "Doradas" will begin its first loan cycle with Pro Mujer. It is part of the central focus of the John Paul II group, is made up of 8 members, and is directed by a board with Mrs. Yola as President. The businesses of the communal bank members are varied and among them are the following: weaving blankets, sewing pullovers and sports clothes, making furniture, selling cosmetics, selling meals, butchering meat, selling gifts, and selling furniture. The credit that they receive will benefit small micro businesses like that of Yola, who is a group member. She indicates that six months ago she joined Pro Mujer, entering based on the invitation of her sister-in-law who is a member of the institution. Currently she has a business making furniture. She states that she began the shop together with her husband when they got married.
The credit that she will now receive is for increasing her capital (to purchase wood) which she will acquire from market stalls and later make furniture and sell it in the markets of the city. This form of work allows her to generate income in order to support her family as much as possible. She now lives outside of wedlock and has three children. When asked what she likes about Pro Mujer, she responds that she likes the information about health.
In the fotograph, in addition to "Doradas" group members, we are able to see the daughter of member Mrs. Susan. The daughter is standing behind her mother.
La A.C. “DORADAS” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Juan Pablo II, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Yola es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: tejido de mantas, costura de busos y deportivos, fabricación de muebles, venta de cosméticos, venta de comida, carnicería, venta de regalos, venta de muebles.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Yola es una integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de su cuñada que es socia de la institución. En la actualidad ella tiene un negocio de producción de muebles; cuenta que este taller lo iniciaron conjuntamente su esposo desde que se casaron.
El crédito que ahora sacará es para incremento de capital (compra de madera) mismo que adquirirá de las barracas y posteriormente a la elaboración lo comercializa a las ferias de la ciudad. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene tres hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta el área de salud.
En la fotografía podemos ver a la hija de la señora Susan, ella esta parada detras su madre
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.