The loan that they will take will help the small micro entrepreneurs where Veronica is a member. She tells us that she started with Pro Mujer a year ago by an invitation from a friend who is a member. She now has a cell phone business that she was taught by her brother some years ago.
She will use the loan to increase her working capital (to buy cell phones) that she will purchase in the traditional markets in La Paz and will later sell in a stand. This type of work allows her to generate income when she can for her family. She will start a family with her partner in a month.
When she is asked what she likes about Pro Mujer, she tells us that she likes the training and the security that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Verónica es una integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de celulares mismo que aprendió de su hermano hace varios años.
El crédito que ahora sacará es para el aumento de capital (compra de celulares) que comprará de las ferias tradicionales de La Paz y posteriormente comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella iniciará su familia con su pareja este mes.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación y el seguro que brinda la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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