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Juan Gabriel
Juan Gabriel, 34 years old, lives with his life’s companion and their children. He cultivates corn and beans and has spent several years as a farmer, since he learned the family’s work when he was young. He has had a great deal of experience which enables him to obtain the best crops. His land is located in a high-farming area and very close to his home. He sells in all the places surrounding his home and community and has many customers who prefer him because he always has what they need at accessible prices and his service is exemplary.

Juan is an enterprising man with many goals he wants to achieve. He wants to succeed and will not give up until he does. In this planting season he wants to increase production and has applied for a loan from INTEGRAL that will allow him to purchase corn and bean seeds, fertilizer, insecticides, tools, etc. Juan Gabriel has good credit references and assures that he will be able to pay off the debt and he also has faith he will be able to give his family the full life they deserve.
View original language description ↓
Juan Gabriel de treinta y cuatro años de edad vive junto a su compañera de vida y sus hijos, él se dedica al cultivo de maíz y frijol tiene varios años de trabajar en la agricultura pues desde joven aprendió el oficio de la familia, se ha hecho de mucha experiencia que le permite obtener las mejores cosechas, el terreno de cultivo esta ubicado en una zona de alta incidencia agrícola y muy cercano a su vivienda, vende en todos los lugares aledaños a la comunidad donde reside y se ha hecho de mucha clientela, que lo prefieren porque siempre tiene lo que necesitan a precios accesibles además el servicio es único; Juan es un hombre emprendedor lleno de muchas metas por alcanzar, quiere obtener el éxito y no piensa rendirse hasta lograrlo, en esta temporada de siembra quiere aumentar la producción por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz, frijol, abono, insecticida, herramienta, etc. Juan Gabriel tiene buenas referencias de crédito asegura que podrá saldar la deuda y al mismo tiempo tiene fe de darle a su familia una vida plena como se la merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 634
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Juan Gabriel to buy corn and bean seeds, fertilizer, insecticide and tools.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 23, 2012
Listed
Aug 19, 2012
Currency Exchange Loss:
N/A
Ended:
Apr 18, 2013