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Mom's Group
In this Group: Mom, Sophy, Kun
Mom is 30 years old and married. She lives with her husband and two children, one son and one daughter, both of whom are living at home and still in school in a rural village located in the Kror kor district, Cambodia.

She has been in rice farming on two hectares of farmland for 11 years and supplements the family’s income by raising chickens, while her husband is a paid worker in a local area. Low crop yield is the main challenge for her business.

This is the fourth loan for Mom’s group with Kiva’s partner, VisionFund. Her group consists of three members. The past loans have helped her relieve the family’s burden and improve their livelihood.

She and her group members are applying for a new loan. As the leader, she is going to use her portion to buy fertilizers for her farmland. She hopes this loan will enable her to earn a better income, which will improve their standard of living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 292
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,073.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mom's Group's $850 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Aug 15, 2012
Currency Exchange Loss:
Jul 17, 2013