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Ovilla
This is Ovilla, 37, a resident of GMA, Philippines. She is married to Isagani, a driver, and she is the mother of 5 children. She, together with her husband, manages their own household while operating the business.

Ovilla operates a vegetable stand. She sells different kinds of vegetables. Her store is just next to her house. Aside from vegetables, she also sells some groceries. Her regular customers are her neighbors and the local community. She earns a minimum of Php 200 in sales every day.

To help her continue the operations of her business, she is requesting a Php 13,000 loan. She will be utilizing the loan to buy more vegetables and some groceries to expand her product inventory. She expects a boost in her business income as she expands her business.

Ovilla dreams to be able to give her children a high-quality education through all her hard work on her business. She also hopes to have her house renovated by the end of the year. She faithfully meets up with her co-fellowship members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 270
    View loans »
    Philippines Loans Fundraising
  • $52,788,275
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Ovilla to pay for vegetables and other products needed in her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 23, 2012
Listed
Aug 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012