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Khumai
Khumai is 45 years old. She lives in a small village in Marneuli District with her 15-year-old son, Talekh. They earn their living through their agricultural business. They have three milking cows and two calves. They produce dairy foods: cheese, curds and yogurt, and sell them on the local open market. Khumai also owns a plot of land, where broom is grown. The family's total average monthly income is 400 Laris.

Khumai has requested a loan to purchase building materials to build a greenhouse. When it will be built, Khumai will sow greens and vegetables there. She will work hard on the plot to get a good harvest and will sell the harvested products on the local open market for a good price. This will enable her to increase her agricultural business and, accordingly, her income. As a result of the above mentioned activities, Khumai and Talekh will be able to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $7,799,500
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Khumai to build a greenhouse.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 27, 2012
Listed
Aug 14, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013