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Emily is 45 years old and married with 6 children.

She earns a living by farming sugarcane in the Philippines. Emily is borrowing PHP 10,000 through NWTF to purchase fertilizers and other farm equipment.

Emily has been farming sugarcane for 2 years and also earns additional income from raising livestock.

She is working tirelessly toward the attainment of her dream: to save enough money so she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 719
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Emily to purchase fertilizers and other farm equipment.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 30, 2012
Aug 14, 2012
Currency Exchange Loss:
Feb 15, 2013