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Ruom's Group
In this Group: Ruom, Bunroeurng
Ruom is aged 62 years and is married with three children. He and his family live in a village of the Sangke district of Battambang province. To make a living, he and his wife have been farming rice and planting cassava for several years, earning about 27,900KHR (Cambodian riels) per day.

Ruom is in his third loan cycle as a client, while his fellow group member is in her fourth loan cycle with Kiva’s partner VisionFund. He has successfully used the past loans to improve his family’s livelihood. Now he is leading his group to apply for a loan with VisionFund. He will use his portion to buy fertilizers for his farmland. With this loan, he hopes to grow his crops better and produce higher yields in order for him to increase his family’s income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 272
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,068.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ruom's Group's $450 loan helped a member to buy fertilizers for his farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Aug 14, 2012
Currency Exchange Loss:
Jul 17, 2013