Marqueza 3 Group
Translated from Spanish by Marty Greenstein, Kiva Volunteer
JOSEFA G. ESPINOSA TIENE 22 AÑOS, TRES HIJOS Y PERTENECE AL GRUPO SOLIDARIO LLAMADO MARQUEZA 3 JUNTO CON DOÑA DELMA P. M. (VENTA DE TRASTES DE PLASTICO) Y DOÑA YERI DE JESUS M. P. (VENTA DE COSMETICOS Y PERFUMES).
DOÑA JOSEFA SE DEDICA DESDE HACE DOS AÑOS A LA VENTA DE TRASTES DE PLASCTICO, OFRECE A SU CLIENTELA VASOS, PLATOS, Y PLASTICOS EN DIFERENTES FORMAS, TAMAÑOS Y COLORES. SU MERCANCIA LO ADQUIERE EN TUXTLA GUTIERREZ UBICADO A DOS HORAS DE SU LOCALIDAD. SU NEGOCIO LO TIENE INSTALADO EN SU CASA Y DE ESTA FORMA NO DESATIENDE SU HOGAR Y OPOYA CON EL GASTO FAMILIAR. CON SU PRESTAMO INVERTIRA EN LA COMPRA DE MAS TRASTES PARA OFRECER A SUS CLIENTES NUEVOS PRODUCTOS.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid