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Antolín Arturo
Antolín Arturo, 51 years old, lives alone in his own home. He has to work hard to provide food for himself. He has worked in agriculture his entire life, and it is also worth mentioning that this is his main source of income. He is a tireless man who, despite his age, doesn't stop working hard and hoping for a different quality of life. Year after year, he asks God to help him with the new harvest since agriculture is very vulnerable to climate change. In this case, the harvest often does not withstand these changes and the desired harvest is not achieved. This is what happened to the previous harvest since the rains didn't allow for an abundant harvest. This situation kept Antolín from staying caught up with his loan, so it was canceled. Therefore, he is now requesting refinancing through INTEGRAL so he can buy the necessary supplies for the new harvest, which he hopes will be abundant. This will allow him to pay his debt and improve his economic conditions.
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Antolín Arturo de 51 años de edad, habita solo en casa de su propiedad por lo que tiene que trabajar duramente por su propio alimento. Ha trabajado toda su vida en la agricultura y vale la pena mencionar que es su principal fuente de ingresos. Es un hombre incansable ya que a pesar de su avanzada edad no cesa de trabajar duramente y apostar por una calidad de vida diferente. Año con año le pide a Dios que le ayude con la nueva cosecha ya que la agricultura es muy vulnerable a los cambios climatológicos, en estas ocasiones muchas veces los cultivos no resistes y no se logra la cosecha deseada. Esto fue lo que vivió en la cosecha anterior ya que las lluvias no le permitieron lograr una cosecha abundante, esta situación le obstaculizo ponerse al día con la cancelación del crédito, razón por la cual en la actualidad solicita a INTEGRAL un refinanciamiento para poder comprar los insumos necesarios para la nueva cosecha la cual espera sea abundante y le permita cubrir su deuda y mejorar sus condiciones económicas.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 530
    View loans »
    El Salvador Loans Fundraising
  • $23,472,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Antolín Arturo to buy agriculture supplies.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 16, 2012
Listed
Aug 19, 2012
Currency Exchange Loss:
N/A
Ended:
Sep 15, 2012