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Jose Vicente
Jose is a hardworking man who lives in Santiago district in Ica, Perú. The district of Santiago has a warm and welcoming climate. The main industries are farming and raising livestock. Some agricultural export-import companies are located here and provide jobs to residents. Jose lives with his wife, with whom he has 5 children. Though they are now adults, his children have been his reason for getting ahead and, above all, God's greatest gift to him. In his free time, he likes to walk through the fields because they are a distraction and very soothing. Jose was only able to complete fifth grade due to his financial situation, but he would have liked to study mechanical engineering.

Jose works every day as a watchman for a farming cooperative in his district. He works for about 10 hours each day and feels that he is doing well in his job because he has a great desire to get ahead.

Jose is very grateful to Kiva lenders because their support will allow him to make improvements to his house like reinforcing the walls and hanging steel doors. This way he can offer his family a better life and continue working to make his dream a reality: "To have farmland to plant."
View original language description ↓
Jose es un hombre muy trabajador, el vive en el distrito de Santiago, Ica, Perú. El distrito de Santiago se caracteriza por tener un clima cálido y acogedor, se desarrolla la agricultura y la ganadería, asimismo se encuentran varias empresas agroexportadoras las cuales brindan muchos puestos de trabajo a los pobladores de la zona. Jose vive al lado de su esposa, con quien tiene 5 hijos, los cuales ya son mayores de edad pero quienes han sido su motor para salir adelante y sobre todo el regalo más grande que Dios le ha podido dar. Cuando dispone de un tiempo libre le gusta mucho caminar por los campos de cultivo ya que se distrae mucho y sobre todo es muy tranquilizador. Debido a sus pocos recursos económicos Jose solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar la carrera de Ingeniería Mecánica.

Día a día Jose trabaja en su negocio como guardián en una cooperativa agrícola de su distrito, el trabaja alrededor de 10 horas al día y el cree que le va bien en su trabajo porque tiene muchas ganas de salir adelante.

Jose está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en su vivienda como mejoramiento de paredes ya que se encuentran agrietadas y también colocar puertas de fierro; de esta manera podrá darle una mejor calidad de vida a su familia y podrá seguir trabajando para hacer realidad su más grande sueño:” Tener un campo de cultivo para sembrar”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,557,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Jose Vicente to improve his house by reinforcing the walls and hanging doors.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2012
Listed
Aug 19, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013