Pucacruz (Cuenca) Group
One of the members of this group is María Dolores. This is the first loan that she has taken out in the communal bank, which she was invited to join by a friend. She is 48 years old, married, and has four children from her marriage. Two of them are married and live on their own, and her youngest son, who is 15 years old, is studying at a school in the city. Her other daughter set out on a trip seven years ago, but they haven't had any news from her since she left the house; they are still hoping that that day will arrive. María Dolores's husband is a farmer, and they own the house they live in.
María Dolores spends her time doing household chores and working in the fields. She grows potatoes and vegetables that she sells in the city. She also raises guinea pigs, lambs, pigs, and hens, which she sells in her community.
She will invest her loan in the purchase of better breeds of hens, guinea pigs, and pigs.
Her goal is to finish her house since it still lacks some of the doors and windows.
Una de las socias de este grupo es la Señora. María Dolores, este es el primer crédito que realiza en el banco comunal al cual fue invitada por una amiga. Tiene 48 años, es casada y en su unión conyugal ha concebido 4 hijos, dos de ellos son casados y viven independientes, su último hijo de 15 años de edad está estudiando en un colegio de la ciudad, una de sus hijas hace 7 años ha emprendido el viaje pero desde que salió de su casa nunca más tuvo noticias de ella y aun espera que ese día llegue. Su esposo es agricultor, la casa en la que vive es propia.
Doña María Dolores se dedica a los quehaceres de su casa y al arduo trabajo del campo, ella siembra papas, verduras y hortalizas las que vende en la ciudad, también cría cuyes, borregos, cerdos y gallinas a los que los vende en su comunidad.
Su crédito lo va a invertir en la compra de gallinas, cuyes y cerdos de una mejor raza.
Su meta es terminar su casa ya que aun le hacen falta algunas puertas y ventanas
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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