Fé Y Alegría (Cuenca) Group
One of the members of this group is Ingrid. This is the first loan that she has taken with her communal bank. She was invited to join the bank by her sisters. She lives in the Uncovia neighborhood of the city of Cuenca. She is single and lives with her mother, who works for a private company. They don't have their own home, so they are renting.
Ingrid is studying for a degree in medicine. She is in her 6th year of studies, and so she is very excited because she is very close to completing her degree. To help cover her educational expenses, she works selling cosmetics and clothing through a catalog. She has been doing this work for 3 years, selling her merchandise to her fellow students and acquaintances.
She will invest her first loan in the purchase of products to sell, such as: perfumes, makeup, and clothing. This way she can increase her merchandise.
Her goal is to finish her degree and work as an endocrinologist.
Una de las socias de este grupo es la Señorita. Ingrid, este es su primer crédito que realiza en el banco comunal al cual fue invitada por sus hermanas, vive por la ciudadela Uncovia en la ciudad de Cuenca. Es soltera y vive con su madre quien labora como empleada privada, no tienen casa propia por lo que viven arrendando.
La Señorita. Ingrid está estudiando en la universidad la carrera de Medicina, cursa el sexto año por lo que está muy emocionada ya que le falta poco para cumplir su meta, para ayudarse en la solvencia de sus estudios trabaja en la venta de cosméticos y ropa por catalogo actividad que la desempeña hace 3 años, vende su mercadería a sus compañera de estudio y conocidas.
Su primer crédito lo va a invertir en la compra de productos de oferta como perfumes, maquillajes y ropa para aumentar su mercadería.
Su meta es de culminar sus estudios y realizar una especialización en Endocrinología.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid