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Kattia is 24 years old. She is in a common-law marriage, and lives with her son and husband, who are her greatest priorities. With her loan, she intends to purchase seeds, wood, and plastic, among other materials, and to pay labor for the work done. In this way she will ensure a job well done. She intends to take advantage of the good topography of the terrain, climate, potable water and experience in vegetable farming, and in the short or medium term, to have a plantation for sale. With the possible profits she expects to invest a little more, in addition to improving her condition of life and to fulfill some family goals.

This is the first loan that she has received from FUDECOSUR. She hasn't had other loans from government banks before, but FUDECOSUR has offered her the loan with greater ease and a much lower interest rate.
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Kattia, tiene la edad de 24 años, está en unión libre, vive con su hijo y esposo que son su mayor prioridad. Con su crédito pretende hacer la compra de semillas, madera, plástico entre otros materiales y pagar mano de obra para los trabajos realizados, y de esta manera asegurarse de realizar un buen trabajo. Lo que pretende es aprovechar la buena topografía del terreno, clima, agua potable y la experiencia en el cultivo de hortalizas, en el corto o mediano plazo tener una plantación para la venta. Con los posibles ingresos espera ir invirtiendo un poco más además de mejorar su condición de vida y cumplir algunas metas familiares. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 47
    View loans »
    Costa Rica Loans Fundraising
  • $4,672,725
    Funds lent in using Kiva
  • 500.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Kattia to plant vegetables.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Aug 18, 2012
Currency Exchange Loss:
Aug 17, 2014