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Celia Maria
Celia, 24, is married and has 1 child. She lives in El Rama. She has been a nurse for 7 years and now works at the Medica Provisional Asuncion clinic there. Her income from her job has helped support her family and improve their quality of life. Celia is a hard-working young woman with a strong drive to get ahead. She will use this loan to build a well. Clean water is sorely lacking in El Rama and the well will provide a reliable supply of clean, safe water for her family. The investment will fulfill one of her long-standing goals.
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La Joven Celia de 24 años de edad, casada, tiene 1 hijo, habita en el casco Urbana del Rama, se destaca como enfermera por mas de 7 años, actualmente trabaja para la Clinica Medica Provisional Asuncion, ha aprovechado su trabajo para salir adelante y mantener su familia, Celia es una persona activa, trabajadora y con ganas de superar. Esta interesada en obtener este credito para la construccion de un pozo artesanal, pues la mayoria de la poblacion de El Rama carece de agua potable, por lo tanto ella quiere con este pozo suplir esta necesidad que es de gran importancia para los quehaceres del hogar, siedo esta inversion una meta que desde hace años ha querido realizar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,741,875
    Funds lent in using Kiva
  • 23.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Celia Maria construccion de Pozo Artesanal.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Sep 1, 2012
Currency Exchange Loss:
Jan 18, 2014