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Luz Maria
Luz is 49 years old. She is described as a hardworking woman who is very cheerful and really wants to get ahead. Luz lives with her husband and her four children outside the city of Ibarra.

Luz works alone selling fritada. This is fried pork accompanied by hominy, peas, potatoes and toasted corn. Luz also works raising pigs, which is very important for selling fritada. Seeing that her business is growing every day, Luz has decided to take out a Fodemi loan, which will be invested in buying corn, hominy, peas and potatoes as well as to buy piglets. This will help her obtain better production of the food she sells and better income for her family.

Luz dreams of her income being higher to be able to rent a locale where she can get more customers and offer them a good service and with those earnings be able to rebuild her house, because it has deteriorated.
View original language description ↓
Luz tiene 49 años, se describe como una mujer trabajadora, muy alegre y con muchos deseos de superación. Luz vive con su esposo y sus cuatro hijos en las afueras de la ciudad de Ibarra.

Luz trabaja sola en la venta de fritada, que es la carne de cerdo frita acompañada de mote, arbeja, papas, tostado. Luz también trabaja en la crianza de cerdos que es muy importante para la venta de la fritada. En vista que su negocio cada día crece más Luz decide realizar un crédito a Fodemi el mismo que va a ser invertido en la compra de maiz, mote, arbeja, papas y para la compra de crias de cerdo, negocio que le ayudará a obtener mayor producción de los alimentos que vende y mejores ingresos para su familia.

Luz sueña que sus ingresos sean mayores para poder arrendar un local donde pueda acojer a más clientes y brindarles un buen servicio y con esas ganancias poder reconstruir su casa por que está detereorada.

Additional Information

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $24,619,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Luz Maria to buy corn, hominy, peas, and potatoes as well as piglets, because she also raises animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Aug 18, 2012
Currency Exchange Loss:
Oct 1, 2013