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Amada De Jesus
Amada is a very hardworking woman who has always been notable for being very supportive. Thanks to this she’s been getting ahead despite the great difficulties that have arisen and the difficulties her family has.

She’s a single mother head of household. She has two children but also has two sisters who have mental health problems. Because of this, with her business besides generating income to support her home, she contributes economically so that her sisters can have better quality of life. Since the father of her children abandoned them leaving the entire support of her household in her hands, Amada has been working hard in a business she already had which was raising chickens and selling eggs. Thanks to her efforts, her family has been able to get ahead overcoming all the difficulties.

Thanks to her sales being very good lately but because she does not have much capital, Amada is looking for a loan to buy more laying hens and the feed for them. Her greatest dream is to be able to improve her income to contribute still more so that her sisters can have better quality of life. She also hopes her children will have better opportunities in life and be able to have better quality of life at home.
View original language description ↓
Amada es una persona muy trabajadora y también siempre se le ha reconocido por ser muy solidaria, y gracias a esto ha venido saliendo adelante a pesar de las grandes dificultades que se le han presentado y las dificultades que tiene su familia. Madre soltera cabeza de familia de sus 2 hijos, Amada también tiene 2 hermanas que padecen de dificultades mentales, por esto con su negocio además de generar ingresos para el sostenimiento de su hogar, contribuye económicamente para que sus hermanas puedan tener una mejor calidad de vida. Desde que el padre de sus hijos la abandonó y la dejó a cargo de todo el sostenimiento de su hogar, Amada ha venido trabajando fuertemente en un negocio que ya tenía que era la crianza de pollos y venta de huevos, y gracias a su esfuerzo su familia ha podido salir adelante superando las dificultades. Gracias a que últimamente ha tenido muy buenas ventas, pero debido a que no cuenta con un gran capital, Amada busca un préstamo que le permita comprar más gallinas ponedoras y comprar el cuido con que las alimenta.

Su mayor sueño es poder mejorar sus ingresos para contribuir aún más a sus hermanas para que puedan tener una mejor calidad de vida. Además aspira a que sus hijos también tengan mejores oportunidades en la vida y puedan tener en su hogar mejor calidad de vida.

Additional Information

Important Information

This loan is structured on Kiva as a bullet loan, which means a single payment is required at the end of the loan term. By Colombian law, Kiva's partner Interactuar is required to offer borrowers loans with a variable interest rate that fluctuates with the market rate. Because fixed monthly payments are applied first to interest and then to principal, Interactuar is unable to predict upfront what portion of each repayment would go towards the loan principal. This creates a challenge with Kiva's system, which doesn't allow for unpredictable principal payments, and can result in some Interactuar clients appearing falsely delinquent. To remedy this, the loan has an end-of-term repayment plan on Kiva, but the borrower will continue scheduled monthly repayments to Interactuar, who will then pass along the principal amount to Kiva lenders. This means that you may see repayments made on this loan throughout the repayment term, as opposed to receiving repayment in full at the end of the loan term.

About Colombia

  • $11,100
    Average annual income
  • 395
    View loans »
    Colombia Loans Fundraising
  • $16,282,675
    Funds lent in using Kiva
  • 1,787.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Amada De Jesus to buy more laying hens and feed for them.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Aug 17, 2012
Currency Exchange Loss:
May 17, 2013