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Florence Bih
She is a single mother with three children with one of them below the age of 15 years. She lives with her family in a three-room apartment at Ntarikon quarters of Bamenda, North west region of Cameroon.

It's been a difficult time with her as she has faced lots of problems like the death of her son, a difficult marital life leading to her divorce, lack of capital to do some business, poverty within the family cycle and the poor health of her family members. She intends to use this money to buy and sell food stuff like groundnuts, cocoyams, maize, cassava, bananas, plantains, egusi and eru. She believes that her business venture will succeed because of her longevity in the business and the high demand for these products in the community. The community will benefit from the supply of foodstuff at short notice.

The profits will help her in improving the housing conditions of the family, providing better education and healthcare for the family and expanding her business. She has been a member of GHAPE since 2010 and prefers their money because of the convenient repayment period, low interest and the social education they provide.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,421
    Average annual income
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  • $1,176,425
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  • 529.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD