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Hatmone is 64 years old. She lives in a small village. She is married and has six adult children. She spends most of the time staying at home. After the war many Kosovar families are facing with water reduction. One of them is Hatmane’s family.

They have a longstanding problem with water. They need every day to walk five kilometers to provide water to drink. Her husband is working as a security guard in a market. Through his work he tries to generate income for his family. The money he generates through his work is not enough to pay for opening a well.

With the requested amount Hatmone will pay for opening a new well for drinking water .For the first time she is requesting a loan to pay for opening this new well. This loan will improve her and her family’s life. She promises to make her payments punctually.

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 0
    View loans »
    Kosovo Loans Fundraising
  • $1,800,975
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,875 helped Hatmone to pay for opening a new well for drinking water.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Aug 8, 2012
Aug 13, 2012
Currency Exchange Loss:
Mar 17, 2014