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Robiya

Update on Robiya

Robiya is from Tajikistan. It's a country where one can disconnect from the noise and appreciate the beauty of nature since its scenery is very beautiful. Robiya loves her country very much.

She is a widow and has a son. To make a living, she sells bread in the market. She has been engaged in her business for 10 years and earns little money for these activities. She thinks her activity is going well because she is very kind and she always loves what she does.

She is requesting a loan of 12,300 Somoni (TJS) which will be used to buy more bread to sell.

She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

Previous Loan Details

Robiya is a hard-working, honest and conscientious woman. She always tries to show kindness to others. She is a widow and a loving mother of one son. She dreams of getting her son into a good school and wants her son to become an educated person. Together with her relatives, she started bakin... More from Robiya's previous loan »

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 153
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,600 helped Robiya to buy bread for developing her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 1, 2012
Listed
Aug 13, 2012
Currency Exchange Loss:
Covered
Ended:
Sep 21, 2013
This photo was used before for a previous loan for Robiya. It was first posted on Kiva on Sep, 2011. Learn More