Carlos lives with his wife with whom he has two wonderful little ones who are 8 and 6 and who he loves very much and are the motivating force for him to get ahead every day and for whom he gives his life. Because of his limited economic resources he was only able to complete 11th grade but would have liked to have studies civil engineering.
With much effort and drive to get ahead, Carlos works in his small recycling business and is able to cover household expenses that way. He works about 10 hours daily and can tend to up to 30 customers per day.
Carlos is very grateful to Kiva lenders because thanks to the support they’ve provided he will be able to build a wall because his house crumbled during the 2007 earthquake and he’ll be able to have more security for his family this way and continue working toward making his greatest dream a reality: to build his house out of substantial building materials.
Con mucho esfuerzo y ganas de salir adelante Carlos trabaja en su pequeño negocio como reciclador y con ello puede solventar los gastos de su hogar; el trabaja alrededor de 10 horas al día y puede atender hasta 30 clientes diariamente.
Carlos está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá realizar la construcción de una pared como una especie de cerca, ya que debido al terremoto del 2007, su casa se cayó y de esta manera podrá tener más seguridad para su familia y seguir luchando para que poco a poco haga realidad su más grande sueño:” Construir su casa de material noble”.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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