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Carlos Manuel
Carlos, 34, lives in the city of Chincha, a city noted for its hot, welcoming climate. It also has beautiful beaches and is the birthplace of great Peruvian sports heroes. Its residents are quite skilled in preparing food since their cuisine is delicious. Above all, they possess a contagious joy. When he has spare time he very much enjoys watching television and above all to eat one of his favorite dishes which is the delicious “Carapulcra con Sopa Seca.”
Carlos lives with his wife with whom he has two wonderful little ones who are 8 and 6 and who he loves very much and are the motivating force for him to get ahead every day and for whom he gives his life. Because of his limited economic resources he was only able to complete 11th grade but would have liked to have studies civil engineering.

With much effort and drive to get ahead, Carlos works in his small recycling business and is able to cover household expenses that way. He works about 10 hours daily and can tend to up to 30 customers per day.

Carlos is very grateful to Kiva lenders because thanks to the support they’ve provided he will be able to build a wall because his house crumbled during the 2007 earthquake and he’ll be able to have more security for his family this way and continue working toward making his greatest dream a reality: to build his house out of substantial building materials.
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Carlos tiene 34 años de edad, vive en la ciudad de chincha, ciudad que se caracteriza por tener un clima cálido y acogedor, también encontramos playas hermosas y es la cuna de grandes glorias del deporte peruano, sus pobladores poseen una habilidad para la preparación de platillos ya que su comida es deliciosa y sobre todo tienen una alegría muy contagiante. Cuando dispone de un tiempo libre le gusta mucho ver televisión y sobre todo comer uno de sus platos favoritos el cual es la riquísima Carapulcra con sopa seca, Carlos vive al lado de su esposa con quien tiene 2 maravillosos pequeños de 8 y 6 años, a quienes quiere muchísimo y sobre todo son su motor para salir adelante cada día y por quienes da la vida. Debido a sus pocos recursos económicos el solo pudo estudiar hasta el quinto grado de secundaria, pero le hubiera gustado estudiar Ingeniería Civil.

Con mucho esfuerzo y ganas de salir adelante Carlos trabaja en su pequeño negocio como reciclador y con ello puede solventar los gastos de su hogar; el trabaja alrededor de 10 horas al día y puede atender hasta 30 clientes diariamente.

Carlos está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá realizar la construcción de una pared como una especie de cerca, ya que debido al terremoto del 2007, su casa se cayó y de esta manera podrá tener más seguridad para su familia y seguir luchando para que poco a poco haga realidad su más grande sueño:” Construir su casa de material noble”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $55,881,175
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Carlos Manuel to build a wall around his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 14, 2012
Listed
Aug 17, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013