Janet is a married mother with two children. She has been buying and selling children’s used clothing for the past fifteen years. She buys her products from Accra the capital city of Ghana. Janet says prices of used clothing has gone up and therefore she wants to use her loan to buy more bales of children’s used clothing since it sells faster in the market.
She a member of the group called Royal Priesthood. Members guarantee for each other as social collateral to repay the loan.