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Philippiens 4:6 Plus Group
In this Group: Lussambo, Mpiana, Kahindo, Vagheni, Beni, Ngalesa, Ngulunzapa, Mbingasani, Getenge*, Mbume, Lussambo, Ponzi
* not pictured
Lussambo 58, widow, is a leader of the community bank named “Philippiens 4:6 Plus” which is composed of 12 microentrepreneurs united in solidarity to receive loans from Kiva through the MFI HOPE DRC with the goal of developing their businesses.
Lussambo runs a restaurant. With the first loan from Hope, she has expanded her business by adding beverages in high demand where she works in western Kinshasa. She makes the equivalent of US$150 per week in profit. She has been a faithful Hope’s client, having two times obtained and correctly repaid her loans. Since then her business has prospered. With the coming loan, Lussambo is planning to increase the stock of her restaurant by purchasing fish, chickens, and some crates of soft drinks that her clients need. She is working very hard and would like to continue receiving Hope loans in order to achieve her dreams of modernizing her restaurant by using electrical appliances such as hot plates instead of charcoal. She also plans to open a large shop. Lussambo has two children aged 27 and 45 years old. They are both independent.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,424,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Philippiens 4:6 Plus Group's $6,000 loan helped a member to increase the inventory of her restaurant by purchasing fish, chickens and some crates of soft drinks.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 2, 2012
Aug 12, 2012
Currency Exchange Loss:
Dec 15, 2012