Alfred is thirty years old, married, and has one child, who is two years old. He and his family live in the southeastern part of the country in a little town of approximately 10,000 residents. For many years, he worked with his brother as a taxi driver. In the past four years, Alfred started working for himself. He has been happy ever since and proudly explains, “Now I have more clients than my own brother, thanks to my customer skills.”
Alfred is now requesting a loan to repair the taxi. He was able to put aside money all these past years, approximately $1000, yet something important came up just before his vehicle broke down and he spent that money.
Alfred seeks Kiva lenders’ appreciation and gives his word to them that he will pay off the loan. He has proved his responsibility in the past because this is not his first loan through the VisionFund Albania institution.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.