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She's single and has a son who attends school. She lives with her mother and doesn't support anyone else.
She's a trader who runs her own business selling essential goods. With this loan she intends to purchase construction supplies (cement, iron, rocks, sand, etc.) in order to continue building her house.
In the future she hopes to finish building her home and to get a job. For that reason she pledges to repay the loan as scheduled, so she can request more loans from Hluvuku.
The challenge she faces is repaying the loan as scheduled and expanding her business.
View original language description ↓
Solteira e mãe de 1 filho que frequenta a Escola, vive com a sua mãe e não sustenta mais ninguém.
É negociante e dona do negócio de venda de produtos de primeira necessidade. Com este empréstimo pretende comprar material de construção (cimento, ferro, pedra, areia, e outros), para dar continuidade a obra da sua casa.
No futuro deseja concluir a sua casa e conseguir um emprego, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é o pagamento devido do empréstimo e ampliar o seu negócio.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 28
    View loans »
    Mozambique Loans Fundraising
  • $2,911,475
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Filomena to purchase construction supplies (cement, iron, rocks, sand, etc.) in order to continue building her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Sep 1, 2012
Currency Exchange Loss:
Sep 17, 2013