Mujeres Emprendedoras De San Pedro Group
The committee is made up of 15 working women and houswives who carry out different activities to help with their family income and provide education and food for their children. Among the various activites they do are: general store, bakery, bar, sale of clothing, sale of cosmetics, sale of a variety of goods, sale of food, jewely, chipas (a typical dish form Paraguay), sale of cleaning supplies and others. Each member receives an equal amount of the group loan.
Their previous loans were paid on time. This group is very united and organized, as in addition to their businesses, they organize various activities to raise funds which they divide up for their personal savings. They would like a new loan to invest in their businesses and to continue to grow as micro-businesswomen.
Translated from Spanish by Molly Puglisi, Kiva volunteer.
Este comité del Barrio San Pedro Vivienda ha surgido por contacto realizado con uno de los primeros grupos formados en la oficina de Encarnación. Luego de realizarse las reuniones de información del proyecto requeridas, las señoras formaron su comité con mucho entusiasmo.
El comité está conformado por 15 mujeres trabajadoras y amas de casa que realizan sus diferentes actividades para colaborar con los ingresos de la familia y proveer de educación y comida a sus hijos. Entre las diversas actividades que desempeñan están: despensas, repostería, cantinas, venta de ropas, venta de cosméticos, venta de mercaderías varias, venta de comidas, bijouterie, chipas (comida típica de Paraguay), venta de artículos de limpieza, entre otros. Cada integrante recibe en promedio la suma de G.880.000 como crédito.
Los créditos anteriores fueron pagados con puntualidad, el grupo se caracteriza por ser muy unido y organizado, ya que además de las ventas que realizan, ellas organizan actividades diversas para recaudar fondos que se dividen para sus ahorros personales.
Ellas desean adquirir un nuevo crédito para reinvertirlo en sus negocios y de este modo seguir creciendo en el ámbito microempresarial.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid