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Rano is a 45-year-old married woman with five children. Her husband is working in the Russian Federation and her son drives a private taxi in the city. Rano herself is engaged in the sale of candy and various sweets. But this income is very little to improve her living conditions, so she is turning to us for the first time to buy home appliances since she has long dreamed of this.

With the loan received, she wants to purchase household appliances that are needed for the house. It will also give her the chance to help her husband and son. She is glad that the loan is allowing her to carry out her plans.
View original language description ↓
Рано женщина в возрасте 45 лет, замужем, имеет пятерых детей. Муж на заработках в Российской федерации ,сын водит частное такси по городу. Сама Рано занимается мелкой торговлей леденцов и разных сладостей. Но этот доход очень маленький чтобы улучшить жизненные условия ,поэтому она впервые обращается к нам чтобы приобрести бытовую технику так как долгое время об этом мечтала. На полученный кредит хочет купить бытовые принадлежности которые очень необходимы для дома. А в погашение ей будет помогать её муж и сын. Она рада , что в кредит возможно осуществлять свои планы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 218
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rano to purchase household appliances.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 6, 2012
Aug 10, 2012
Currency Exchange Loss:
Jul 17, 2013