Erna has been running a kiosk business for 3 years. She initiated the business in order to help her husband in generating more income to cover their family needs. Erna plans to expand the business by initiating a brick production business. Erna believes that the income from the business will enable her to support her children, particularly for their education. Therefore Erna applied for a loan of IDR 10,000,000. She would like to spend the loan on cement, sand, brick molds and other supporting equipment.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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