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Lestari is a mother who must feed three children alone. Her husband has long since left Lestari. Lestari works just as a domestic servant, with a very limited income. Lestari does not want her children to drop out of school. She expects that her son Thomas wants to finish quickly. Lestari hopes, with the student loan from Kiva, she can pay for Thomas to finish school.

Thomas is a pupil at a vocational school. Thomas lives in a hilly and barren area. Thomas hopes that the student loan program can help ease the burden on his mother. Thomas hopes his ideal of becoming an expert in the field of computers can be achieved. In the picture, Thomas and Lestari his mother.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $5,200
    Average annual income
  • 12
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,475.4
    Indonesia Rupiahs (IDR) = $1 USD