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Jeminem
Jeminem works as a farm laborer, as well as her husband. Because she is just a peasant, and her husband's income with Jeminem's is just enough for everyday family life, Jeminem has an immense hope for Reni. She wants Reni to finish her studies at a vocational school and quickly get a job in order to help her sisters. Jeminem applies for a loan through Kiva of the student loan program to pay for Reni to finish school.

Reni is a vocational school student and lives in a barren area. Reni is very worried about dropping out of school. Because parental income is uncertain, this motivates Reni to be more enterprising and industrious, in order to finish school and get a job according to her ideals as a computer technician. Reni hopes to help ease the burden on parents. In the picture, Reni and Jeminem her mother.

Additional Information

More information about this loan

This loan is part of a YSBS vocational school loan program designed to help poor and low-income students. In the Cilacap region of Central Java, a significant number of students drop out of school following junior high because they can’t afford to continue. This loan product is designed to help these students attend senior high schools, which train them in specific vocations including accounting, farming, and fishing, and help them find jobs. This is a zero-interest loan, and students are expected to repay in monthly installments after they are employed.

Please be advised that this loan might carry a grace period while the student is in school that may result in a lengthy loan term. Please refer to the Repayment Schedule before making this loan.

About Yayasan Sosial Bina Sejahtera (YSBS)

Yayasan Sosial Bina Sejahtera (YSBS) is a non-governmental organization that has worked on poverty reduction, food security, gender issues, education, public health, and climate change in Central Java, Indonesia for over 40 years. Kiva lenders can fund tuition loans for students attending YSBS’ maritime academy and senior vocational high school to help them launch their careers, or enterprise loans for rural groups of women participating in the organization’s microfinance program.

About Indonesia

  • $4,458
    Average annual income
  • 45
    View loans »
    Indonesia Loans Fundraising
  • $4,581,075
    Funds lent in using Kiva
  • 9,475.4
    Indonesia Rupiahs (IDR) = $1 USD