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Ganesh is a 30-year-old differently-abled man living with his wife and two children. He has been engaged in the business of mushroom cultivation, at very small scale, for the past two years. The local market sellers come and buy from him and sell at the market. He earns 7000 Indian Rupees (INR) per month from this business.

Mushrooms are a very popular item used in cooking Indian curries in Odisha. The demand for mushrooms is very high in the market, but he is not able to meet that demand, so he decided to do this mushroom cultivation at a larger scale.

He has requested a loan of 70,000 INR for purchasing mushroom seeds, compost, sterilized bags, and machinery for pasteurization. He will also hire an additional work force to help him to do it at larger scale.

He says that he can save enough from the increased earnings to make a big house for his family and send his children to a good school.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 36
    View loans »
    India Loans Fundraising
  • $5,640,525
    Funds lent in using Kiva
  • 55.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,275 helped Ganesh to buy mushroom seeds, compost, sterilized bags, and machinery for pasteurization, and to hire an additional work force for his mushroom business.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jul 26, 2012
Aug 15, 2012
Currency Exchange Loss: